Andeanpay
International payments in local currency
Pay directly into bank accounts across Latin America and the United States, in the recipient’s local currency.
- Simple sign-up
- Secure transactions
- Fast delivery
Money transfers for Latin America See how it works
Money shouldn’t have borders
Send pesos from your bank in Chile and your family receives in their currency — usually the same day — with the rate and fee shown before you confirm.
- Identity verification
- KYC + AML monitoring
- End-to-end encryption
Rates
See how much your family receives
The same rate you see in the app. Updated every minute.
The app
Everything from your phone
Verify your identity once. After that, every transfer takes less than a minute.
- See the rate and what your family receives before you confirm.
- Fund from your bank in pesos.
- Track the transfer step by step until it lands.
- Your contacts are saved for your next transfer.
Live
One operation, end to end
Every transfer goes through the same verified cycle. No black boxes.
$ andeanwide operations create --from CLP --to USD
- Operation created
- AML screening — sanctions and PEP lists
- Funds received in local currency
- Conversion executed — exchange rate confirmed
- Credited to the recipient’s bank
✦ Typically the same business day
Products
Three products, one account
International payments, real-time currency exchange and accounts built for businesses.
SPOT
Real-time currency exchange
Competitive quotes with the agility and liquidity to seize market opportunities and minimize exposure to rate fluctuations.
- Competitive quotes
- Agility and liquidity
- Less FX risk
Business Accounts
Exclusive benefits for companies
Lower fees and faster payments. Link and manage multiple accounts — your personal one and your companies’ — from a single user, with no limit on connections.
- Lower fees
- Faster payments
- Multiple accounts, one user
Process
How it works
Three steps. No correspondent banks, no exchange-rate surprises.
-
Open your account and verify your identity
A government ID and a selfie. Verification takes minutes, not days. Your limits grow with your verification level.
-
Fund in your local currency
Transfer from your bank in pesos, soles or dollars. We show you the exact fee and exchange rate before you confirm.
-
Your recipient gets paid into their bank
We credit the recipient’s local bank account, typically the same business day. You track the operation in real time.
Coverage
Six countries, one flow
Send from Chile to any of these destinations. No offshore accounts, no SWIFT.
| Country | Send from | Receive in |
|---|---|---|
| 🇨🇱 Chile CL | ||
| 🇻🇪 Venezuela VE | ||
| 🇨🇴 Colombia CO | ||
| 🇲🇽 México MX | ||
| 🇵🇪 Perú PE | ||
| 🇺🇸 United States US |
Delivery typically the same business day, depending on the destination country’s local banking rails and cut-off times.
Pricing
Pricing without fine print
One explicit fee per operation. The exchange rate you see is the rate applied.
- The fee is shown before you confirm — not after.
- No hidden margin in the exchange rate: the quote you accept is the quote that settles.
- No maintenance costs, no fees for receiving.
- The recipient gets the exact amount we show you.
Delivery times depend on the destination country’s banking rails and cut-off times.
Trust
Built as financial infrastructure, not just another app
Tiered verification
A document and a selfie to start; higher limits with full verification.
KYC on every account
Identity verification with a government ID and liveness check. Limits grow with your verification level.
AML monitoring
Every operation is screened against sanctions and PEP lists, with human review of alerts.
Always encrypted
Data encrypted in transit and at rest. Passwordless authentication: one-time codes and passkeys.
Customers
What our customers say
“My payments are processed surprisingly fast, and I have never had an issue with the platform.”
“Payments to my workers are completed in minutes. It saves me time and energy.”
“As a freelancer, I receive payments from my clients quickly and securely.”
Community
Join our community on Telegram
More than 500 people have already joined.
Questions
Frequently asked questions
Straight answers, no banking jargon.
Which countries can I send money to with AndeanWide?
You send from Chile in pesos, or from a dollar/stablecoin account; the recipient gets their local currency in Venezuela, Colombia, Mexico, Peru or the United States.
How long does an international transfer take?
Most transfers are credited the same business day, and many arrive within hours. The exact time depends on the destination country’s local banking rails and cut-off times; you can always track your operation’s status in real time.
How much does it cost to send money?
We charge one explicit fee per operation, shown before you confirm, plus the exchange rate displayed on screen. We add no hidden margin afterwards: the quote you accept is the quote that settles, and the recipient receives the exact amount we show you.
Is the exchange rate I see the rate that gets applied?
Yes. The rate is locked the moment you confirm the operation and is the rate used to settle. That is the core difference from traditional bank transfers, where the FX margin usually appears afterwards, with no breakdown.
What documents do I need to open an account?
To start you only need a valid government ID and a verification selfie; the process takes minutes. Higher limits require proof of address, and the top tier requires source-of-funds documentation and a tax ID.
Can I use AndeanWide for my business?
Yes. Business accounts go through business verification (KYB), which covers the company’s registration and the identification of beneficial owners holding 25% or more. Once approved, your company can pay suppliers and collect from clients across all six countries, with Business Account fees and speeds.
Is AndeanWide regulated?
We apply tiered identity verification (KYC) to every account, screen customers and operations against sanctions and PEP lists, and monitor transactions continuously. We comply with the regulation applicable to our activity in every country where we operate.
How do I receive payments from clients abroad?
You share your payment details with your client, they pay in their local currency, and we credit your bank account in yours. You see the applied exchange rate and the final amount before accepting the payment. This is the typical route for freelancers and service exporters.
Are there amount limits?
Yes, and they depend on your verification level: with an ID and selfie you operate with starting limits, and adding proof of address and full verification raises them. The goal is for verification to keep pace with your real volume, not to hold it back.
What happens if my transfer is delayed or fails?
Every operation has real-time tracking. If a transfer needs additional review it is paused — not lost — and we tell you what is missing. If a payment cannot be completed, the funds return to your account. Our support team answers via the contact form and WhatsApp.
Start sending today
Download the app, verify in minutes and make your first transfer.